You get an additional 12% discount of your monthly T-Mobile bill.

Here is how it works:
Call T-Mobile at 877-453-8824 and mention that you are a member of Federation of American Consumers and Travelers. Give T-Mobile the FACT promo code: 10045TMOFAV, if they ask for it.

T-Mobile did not ask me for my FACT membership number to verify membership. You are already a member, if your health insurance is through Golden Rule. If you have to join FACT to get your FACT T-Mobile discount, it may still be worth it. FACT membership is only $36 per year and you can join online at FACT. You can even cancel it within 30 days and get your money back, if you want.

Jake, that sounds like a sweet deal for T-Mobile users. I wanted to write a follow-up post discussing a method that reduces the average person's cell bill by 22 percent. Thousands of wireless subscribers are locating and eliminating unnecessary charges by having their cell bills analyzed through http://www.fixmycellbill.com by a company that I work for called Validas. When you upload your bill, you find out for free if you're one of the eight in ten wireless customers paying more than you need to and, if so, by how much money your carrier is overcharging you. If you choose, Validas provides an additional highly detailed and personalized adjustment report that, for five bucks, is emailed to your wireless provider in industry specific format in order to implement Validas's cash saving changes to your plan. If Validas can save you more than $5 on your bill (the average customer currently saves $482 annually through Validas), then this obviously provides a cost effective remedy for reducing cellular expenses.

Validas is becoming known as the preeminent advocate for the wireless consumer. Check out a feature about Validas on The Big Idea with CNBC's Donny Deutsch at http://www.cnbc.com/id/22782456/. Validas has also been profiled in the New York Times and Business Week.

Happy holidays, and good luck to everyone on trimming down wireless expenses in this tough economy when every dollar put back in your pocket really counts.

Dylan

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